$100 to $5,000 · all credit types considered
Start your request
$100 to $5,000. As soon as the next business day, if approved.
Secure SSL · soft inquiry · free to request
- Free to request
- Checking won't affect your credit score
- All credit types
- No obligation
Payday loans online, $100 to $5,000, when the month runs short
RafterPath shares your request with lenders in our network. You read the offer and decide.
When the month runs short
- A roof leak after the storm.
- Tools for a new job.
- The car payment and rent, same week.
- A copay at the clinic.
- The washer gave out.
A free request can show what lenders in our network may offer.
Before you sign
- We don't lendRafterPath is a referral service.
- Read the APRLenders show the APR, fees and dates first.
- No charge to askSending a request is free.
Common questions
Will looking at my options hurt my credit score?
No. Looking at your options won't affect your credit score. When you send a request, lenders in our network may check your credit with the major or alternative credit bureaus, as described in the credit-check authorization at the bottom of this page.
What do I need to get started?
Usually you need to be 18 or older, have a regular income and a checking account in your name, and give a working email address and phone number. Some lenders ask for more.
How fast is the money?
As soon as the next business day, if a lender approves your request and you accept its offer. Weekends, holidays and your bank can add time.
Is approval guaranteed?
No. Each lender reviews your request and decides on its own. All credit types are considered, but no one can promise an approval.
Does RafterPath charge a fee?
No. Sending a request through RafterPath is free, and you're under no obligation to accept any offer you see.
Who decides the rate and terms?
The lender does. RafterPath isn't a lender and doesn't set rates. Before you accept, the lender shows you the APR, fees and payment schedule.
How it works
- 1
Share a few details
One short form, a few minutes.
- 2
Lenders review
Lenders in our network decide whether to make an offer.
- 3
Decide
Read the terms first. Funds can arrive as soon as the next business day, if approved.